Suzanne is a 72-year-old insured woman who will be admitted to the hospital for a routine hysterectomy. She is insured based on her age, and her insurance provider has given her and the hospital a list of expected reimbursement amounts for the procedure. What is most likely the type of insurance she has, and does this provider use a prospective or retrospective reimbursement approach? Explain your rationale. need sources as well